Monday, October 14, 2024

Parenting Pointers - The Heart of the Holidays: 3 Tips for Teaching Kids the Joy of Giving to Others

The holidays are a festive, almost magical time of year where your senses come alive to the sights, scents, sounds, tasteful treats, and hands-on activities that vie for your attention. Families step up from busy to busier with decorating their homes both inside and out, shopping, wrapping, baking, planning, and attending special events.

 

It is a time for reconnecting and bonding on a more personal level with family and friends, sharing faith, traditions, and good cheer. However, with all of the hustle and bustle of striving to get your Holidays “just right”, the true meaning of why we are celebrating in the first place can get lost amidst the sparkling lights and joyful music. 

 

The “Heart of the Holidays” isn’t found in a colorfully wrapped gift-box or tissue paper accented gift-bag. It isn’t delivered by an Amazon truck driver.  And, it certainly isn’t a gift that one can exchange or return for a refund.  It is, however, something unique in that the more you share it with others, the more it enriches you. And it’s free - neither ‘Membership or Annual Renewal’ fees are required for you and your family to join this “club”. 

 

The Heart of the Holidays is found in the Spirit of Generosity. 

 

Qualities of generosity include kindness, thoughtfulness, selflessness and being mindful of others.  It most often involves a simple act that can be almost effortless for you, but can make a significant impact on another person’s day. 

 

Generosity is given freely without any expectation of reciprocation. At it’s best, it is shared in a relational rather than transactional spirit.  It isn’t stamped with an expiration date; but it does seem to hold an unspoken invitation to “Pay It Forward’. And it can be as spontaneous as paying for the stranger’s cup of coffee who is behind you in line at your favorite coffee shop.

 

As a former elementary school educator, it was always heartwarming for me to observe how eagerly my young students wanted to step in to help one another and even “help” me do whatever they could. 

 

Kids have an innate sense of wanting to help and please. What a wonderful opportunity then, to show them by your everyday actions what generosity looks like and sounds like; to guide them to build their “spirit of generosity muscles” at an early age. You could very likely be planting the seeds for generosity to become a multi-generational way of life in your family.

 

Further, kids can participate with you in practically all of the ways you choose to be generous.  Donating to a food bank? Children can add your donations to the bins.  Sending a card to cheer up a neighbor? Include a picture your child has drawn specifically for them. Assembling holiday care packages with other Church members to help struggling families or community members who are alone? Invite your kids along to help while they learn some organizational and sorting skills in the process. 

 

Generosity facilitates active and interactive participation between community members which leads to a stronger community.  It generates the power of connection while modeling for others how to give and receive graciously.   

 

The greatest gift we can give to others is ourselves and our time. Be encouraged to think beyond traditional gifts and consider some of these practical, impactful ways to give back to others during this holiday season . . .and beyond.

 

Give Time and Acts of Service: Children can volunteer at a local shelter, food bank, library, or participate in a community clean up or donation drive.  In addition to developing a sense of social responsibility, volunteering teaches children the joy of sharing their time with others.

 

Sharing Moments of Gratitude:  Encourage kids to share something they are grateful for each day of the holiday season and to find ways to express their gratitude to the people around them - whether through a conversation at dinner, a handwritten note, or perhaps keeping a daily “grateful” calendar.

 

Spreading Kindness Within the Community:  Create “holiday kindness challenges” where kids are encouraged to complete acts of generosity like donating toys, giving compliments, or baking treats for local workers.

  

Children learn by example.  Given consistent opportunities to practice generosity is an invaluable asset for kids to practice now and as they grow into adulthood.  Why is nurturing generosity in our children important?  Simply stated. . .every act of generosity helps to shape our world in a positive way.


About

Terri Lilga, a native of Western New York, resides in the Village of Hamburg with her husband Pete and their lively mini-golden doodle, Sushi. After a fulfilling thirty-year career as an elementary school teacher in the same school district she graduated from, she rekindled her early passion for writing children’s literature. Her first children’s book, Santa's Simon,was inspired by her desire to write a Christmas book with a unique twist, but mostly to highlight a message of faith, courage, and the transformational power of kindness. In addition to writing, Terri loves to travel and has visited Egypt, Botswana, Poland, Spain, and Cozumel where she had a bucket-list opportunity to swim with dolphins. 

Amazing Art - I Got Pictures On My Wall

A collection of classic and unseen portraits of taken by renowned music photographer Greg Watermann titled: “I Got Pictures On My Wall” will go on display at the Eye For Sound gallery launching on Saturday, October 19 and continuing through Saturday, October 26. This retrospective exhibit features iconic archival images of the legendary GRAMMY© Award-winning rock band System Of A Down.

 

For the past three decades, photographer Greg Watermann has specialized in documenting the creativity of many timeless, iconic musicians. Over the years, his all-access approach to shooting has placed him on stage and behind-the-scenes in the dressing rooms, tour buses, and recording studios of Rock’s biggest stars. Watermann’s intimate perspective and embedded style gives fans the feeling of “really being there,” making him the choice live photographer for System Of A Down, Linkin Park, Toby Keith, and more.

 

Greg Watermann: “Being the first featured photographer at the Eye for Sound gallery is an amazing opportunity. It’s the perfect place to exhibit a collection from my SOAD archive. My portraits are part of their history. And they’ve always been my favorite band to photograph live. Their crazy on-stage expressions match the energy flow of the music, which makes shooting their concerts a happy challenge."

 

During show week from 5-9pm, art fans can join Greg Watermann for an immersive and intimate hour of visual storytelling  showcasing photos that span two decades of System Of A Down's legacy at the newly established Eye For Sound Gallery in Los AngelesFor all show details and how to RSVP to the limited engagement evening storytelling events for “I Got Pictures On My Wall” click HERE.


Exclusive signed and numbered, limited edition archival prints by Greg Watermann will be available to purchase onsite at Eye For Sound gallery and online at beginning October 19. To celebrate “I Got Pictures On My Wall,” an exclusive System Of A Down T-shirt – in a limited run of 2500 – is available for pre-order HERE. First access to RSVP for the limited engagement evening events are available for those that pre-order the t-shirt.


Exclusive signed and numbered, limited edition archival prints by Greg Watermann will be available to purchase onsite at Eye For Sound gallery and online at https://www.eyeforsound.com beginning October 19. To celebrate “I Got Pictures On My Wall” an exclusive System Of A Down T-shirt--in a limited run of 2500--is available for pre-order HEREFirst access to RSVP and secure reservations for the limited engagement evening events are available for those that pre-order the t-shirt.

Caring Causes - Concerts 4 A Cause

 Earlier today, Country Music Hall of Fame Member Dean Dillon, Justin Ward (executive producer of Songs and Stories of Dean Dillon) in partnership with Concerts 4 A Cause, Astera, and Omaha Steaks gave away 100 guitars to three local school districts in the Huntsville, Alabama area. Astera also presented a $10,000 contribution to further support this initiative.


Omaha Steaks, America’s Original Butcher and the official sponsor of Songs and Stories of Dean Dillon, announced its partnership with Concerts 4 A Cause to continue the efforts to raise awareness and money for music education. As part of the rollout, Omaha Steaks is excited to introduce their Songs and Steaks special, which offers 50% off sitewide orders PLUS 10% of every purchase will benefit Concerts 4 A Cause.


"As a simple songwriter who's been at this for over five decades, music has become more than just a career for me—it's a universal language that heals and brings people together,” shares Dean Dillon. “That's why it was important for 100 guitars to be donated to the local schools, giving students the chance to start playing and discovering their own passion for music. It only takes three chords and the truth to create a song, and who knows, the next Dean Dillon might be right here in Huntsville. I want to thank all the sponsors and organizers who made this event and the donations possible."


Patriot Mobile, the official cellular provider of the event, whose mission is to relentlessly defend our God-given rights and freedoms and to do so in a way that would glorify God announced they were excited to be able to provide over 100 tickets to VetTix so that local Veterans could attend this celebration honoring Dean Dillon.


“Music plays such a vital role in shaping young minds, and we are thrilled to support an organization that gives students the tools they need to explore their creativity and build their future through music,” shared Astera CEO Bob Sweitzer. “By providing instruments to schools across communities, you’re not just offering an opportunity to play; you’re sparking a passion that will resonate in these communities for generations. We’re proud to support you in empowering the next generation of musicians.”


“On behalf of our three school districts, Huntsville City, Madison County, and Madison City, and all of our teachers, thank you!” shared Dr. Ed Nichols, Superintendent of Madison City Schools. “It’s incredible that our kids will have this opportunity. It’s amazing that somewhere out in our community, there’s a young girl or a young boy that for the first time they will be getting that ‘three chords and the truth’ thanks to Dean Dillon!”


John Daly, a professional golfer who was not in attendance, heard of the news and phoned in a contribution of $5,000 on behalf of his Good Boy products to this music-in-schools program.


About Concerts 4 A Cause:

Founded in 2008 by Louisville, Kentucky, native and artist manager Josh Bleidt saw the opportunity to utilize music and celebrity-driven events to raise awareness and funds for various causes. Throughout its nearly two-decade history, Concerts 4 A Cause has raised well over two million dollars to assist children’s hospitals, veterans organizations, flood and tornado relief, music education, first responders, and more.


In April 2023, in a partnership with Nancy Jones, over $82,000 was raised for two police officers wounded in the line duty prior to the Still Playin’ Possum: Music and Memories of George Jones concert event. In December 2023, over $110,000 was raised through the guitars4cops.com promotion in association with The Wounded Blue, a 501c3 org. In February 2024, over $88,000 was raised to benefit the children of late-country singer Daryle Singletary.


Their events have been featured nationally on outlets such as FOX News, CMT, GAC, Honkytonk TV, and RFD-TV, to name a few. For more information on Concerts 4 A Cause, to make a donation, or to be notified of upcoming events, please visit Concerts4ACause.org.


Healthy Habits - Master Your Health Without Breaking the Bank Using These Essential Tips


Photo via Pexels


Navigating a budget while aiming for a healthy lifestyle might feel overwhelming, but it's entirely achievable with the right tactics and savvy decisions. You have the power to enhance your health without depleting your finances. This guide, provided by Home Care and Hospice Network, provides actionable steps that ensure you maintain peak physical condition while keeping your financial health intact. Let’s take a look.

Health Management

Health issues can lead to overwhelming hospital bills, so it’s crucial to make sure you’re prioritizing preventative care. One way to ensure a smooth process at every doctor visit is to digitize your health records so you can swiftly share your files. Storing your medical documents as PDFs offers added security and ensures that your sensitive information remains intact and retrievable whenever you need it. Additionally, leveraging an online tool that supports dragging and dropping files for quick PDF conversion can streamline your document management, saving you valuable time in maintaining your health records efficiently.

Shop Smart

Optimize your grocery spending by learning how to use coupons and staying alert to sales, especially on healthy options, which usually carry a higher price tag. Stores frequently reduce prices on fresh produce and healthy foods at certain times, allowing you to enrich your diet without straining your wallet. Make a habit of planning your meals based on which items are currently discounted and bulk-buy non-perishables when prices drop. This strategy not only trims your grocery bills but also diversifies your diet as you discover and incorporate a variety of foods available at lower costs.

Home Fitness

Wave goodbye to costly gym memberships and embrace the flexibility of home workouts. With an array of free online resources and apps at your disposal, you can customize a fitness regimen that perfectly aligns with your personal goals and preferences, all from the convenience of your living room. Engage in a variety of exercises such as yoga, high-intensity interval training, or strength training without spending a penny or wasting time on travel. This approach not only enhances your financial savings but also grants you the freedom to exercise on your own schedule.

Skipping the Coffee Shop

By brewing your coffee at home, you significantly cut down on daily expenses while adding a personal touch to each morning. Investing in a high-quality coffee maker and exploring a variety of beans and brewing techniques allows you to become a connoisseur of your own coffee experience. Each homemade cup becomes a customized delight, uniquely suited to your taste preferences. This habit not only conserves funds but also deepens your appreciation for the nuances of coffee brewing, transforming an everyday ritual into a cherished part of your day.

Eco-Friendly Travel

Opt for public transportation, biking, or walking instead of driving. These choices are not only better for the environment but also lighter on your wallet. Using public transit can significantly cut your monthly expenditures on gas, parking, and vehicle maintenance. Meanwhile, walking or biking provides excellent physical exercise and can improve your cardiovascular health, all while ensuring that you are saving money that would otherwise be spent on vehicular transport.

Choosing Reusable Over Disposable

Adopting a reusable water bottle over single-use plastic ones significantly cuts your expenses and supports environmental sustainability. With a durable water bottle, you can tap into the convenience of free refill stations frequently found in public spaces, ensuring you stay hydrated without spending a dime. This shift not only diminishes your environmental footprint by reducing plastic waste but also aligns with a thrifty lifestyle, saving you a substantial amount annually.

Incorporating these strategies into your daily routine can significantly decrease your expenses while boosting your health and environmental sustainability. Living a healthy lifestyle does not have to be expensive. By making thoughtful choices, you can maintain a healthy lifestyle without straining your finances. 



Consumer Critique - Surebonder Low-Melt Glue Gun

 My older daughter loves to craft - and my younger daughter does a lot of projects as well. Even though my older daughter is careful and precise, she still manages to occasionally give herself mild burns with the high-temp glue gun she has. So she really loved the option to try out the Ultra Low Temperature Cool Shot Mini Glue Gun.

She really enjoyed it. The gun had a comfortable grip, and worked well. While there are some projects that high-temp glue melt does work better for, for most projects, the high temperature isn't necessary, and low-temp glue works just fine. For the projects she did, the glue held well, and was still easy to work with - plus, she enjoyed the quicker cooling time!

If you're looking for an entry-level, beginner glue gun, this is a great option.


Book Nook - The Heart Healthy Plant-Based Cookbook

The Heart Healthy Plant-Based Cookbook by acclaimed chefs and health advocates, Jenneffer Pulapaka and Hari Pulapaka, has recipes galore for plant-based cooking. Whether you want a quick meal, a nutritious dinner, or a heart-healthy dessert, this essential cookbook offers over 100 meticulously crafted recipes designed to lower blood pressure, reverse heart disease, and support cardiac recovery.

Foreword writer David L. Katz, MD, MPH from the American College of Lifestyle Medicine believes the book helps people to "benefit from the transformative power of food as medicine, and still find delight in eating every day."

Why Plant-Based?

A plant-based diet is not just a trend; it’s a scientifically-backed approach to achieving optimal health. Research has shown that plant-based diets can significantly reduce the risk of heart disease, type 2 diabetes, and certain cancers. Specifically, individuals who adopt a plant-based diet can lower their risk of cardiovascular disease by up to 52%.

Key Benefits of a Plant-Based Diet:

•  Heart Health: Reduces cholesterol levels and lowers blood pressure.
•  Weight Management: Helps maintain a healthy weight and reduces obesity rates.
•  Disease Prevention: Lowers the risk of chronic diseases such as diabetes and cancer.

Delicious & Nutritious Recipes

The Heart Healthy Plant-Based Cookbook contains over 100 whole‑food recipes to help cardiac patients eat well on the road to wellness, including Buckwheat Banana Pancakes, Heart-Healthy Bolognese, Strawberry & Coconut Ice-Cream, Quinoa & Black Bean Burger, Whole Wheat Crepes with Strawberries, Vegetable Paella, Chia & Banana Pudding, Breakfast Sausage with Heart-Healthy Gravy, Shepherd's Pie with Brussels Sprouts, and so much more.

About the Authors

Jenneffer Pulapaka, DPM, is a Board-Certified podiatric surgeon and a certified sommelier. Hari Pulapaka, PhD, is a four-time James Beard Award semifinalist and a certified executive chef. Together, they bring a unique blend of culinary expertise and medical knowledge to create recipes that are not only delicious but also scientifically designed to promote heart health. David L. Katz, MD, MPH, is a specialist in Internal Medicine, Preventive Medicine/Public Health, and Lifestyle Medicine, with particular expertise in nutrition. He is a former President of the American College of Lifestyle Medicine.

Caring Causes - Red & Olive

Looking for a fun fall gift? Check out the Red & Olive Co. Halloween Collection. This minority-owned company has created adorable little creatures that are just the right size for the tiniest but mightiest snuggles, and handmade with luxurious Peruvian cotton. And at just 7” tall, they fit right in the palm of your hand. These adorable dolls are created with premium natural materials by artisans in Peru. Each BFF promotes emotional development and helps children feel brave as they grow through life’s adventures. Red & Olive is dedicated to fair wages for its artisans, as well as to using sustainable practices.

Consumer Critique - Pete the Cat Cocoa from Jittery Joe's

 As we move into the fall season, it becomes the perfect time for one of my favorite little indulgences - hot cocoa. I was excited at the chance to sample Pete the Cat Cocoa from Jittery Joe's (even if my husband was a little disappointed to discover hot cocoa when we opened the box instead of his favorite beverage - coffee - although there is Pete's Groovy Brew that we might have to order for him later).

Pete the Cat is known for fun and cool adventures in the storybooks that bear his name. The design of the tin is a fun, upbeat design that looks neat enough to leave on your counter instead of hide away in a cupboard. The cocoa itself is made from 100% Ecuadorian natural cacao. It has a really rich, smooth chocolate taste, and worked well for either hot cocoa or a cold or blended beverage. Because it has some powdered milk, you only need water (although using milk gives it an even richer, deeper flavor).

The whole family enjoyed this hot cocoa blend, even if my girls are a little old for the Pete the Cat boks!

Money Matters - Stress and Credit Card Debt Survey

 

WalletHub analyzed Federal Reserve data released today and found that credit card debt hit a new record high of $1.30 trillion in August 2024 but is actually $99 billion below the record from 2007. With the average credit card APR remaining quite high despite the Fed's recent rate cut, WalletHub projects that credit card debt will increase by $100 billion by the end of 2024. You can find other takeaways from WalletHub’s latest Credit Card Debt Survey below.
 
  • Very Stressed Over Debt: 35% of Americans are very stressed about their credit card debt.
     
  • Costly Mixture: 62% of people charge everyday purchases to credit cards they carry debt on (so every purchase accrues interest).
     
  • Can’t Afford Savings: Nearly 1 in 3 people say they can’t afford to save money right now.
     
  • Non-Essential Debt: 1 in 5 Americans say that most of their debt comes from nice-to-have expenses, rather than necessities.
     
  • BNPL Loan Worries: More than half of Americans are worried about “buy now, pay later” loans showing up in their credit report.
     
  • Recession Concerns: 35% of Americans think the economy will go into a recession before they pay off their credit card debt.

     
“Many Americans feel like they’re in a very tough spot financially right now. Nearly 1 in 3 people say they can’t afford to save money, according to WalletHub’s new survey, and more than one-third of us are very stressed about credit card debt. Although lower interest rates will help to some extent, credit card debt hasn’t left record-high territory. We’re still projecting to end the year with $100 billion more credit card debt than we started with, and 35% of people expect a recession before they pay off what they owe. Let’s hope that doesn’t happen, but the very rate cuts giving people with credit card debt breathing room now could end up being what actually hasten an economic downturn if they trigger a resurgence in inflation.”

John Kiernan, WalletHub Editor

 
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Tips for Minimizing the Effects of High Interest Rates
 
  1. Separate your everyday expenses from your debt. Nearly two-thirds of Americans make everyday purchases with the same card they use to finance expenses over time. That’s a costly mistake. When you carry a credit card balance from billing period to billing period, you lose your grace period for new purchases. That means interest starts applying to new purchases right away. But if you use one card for ongoing debt and another for everyday purchases that you can pay off by the due date, the everyday purchases should never accrue interest charges.  
     
  2. Use a balance transfer deal to lower the cost of existing debt. The best balance transfer credit cards can give you a break from interest charges for as long as 21 months, and attractive offers are accessible to individuals with fair credit or better. A prolonged 0% introductory period can yield significant savings on interest, helping you get out of debt faster.
     
  3. Use a rewards card for everyday spending. You can save 1% to 2%+ on every purchase with the right rewards card. You might also save a couple hundred dollars with an initial bonus. And if you plan to pay the bill in full monthly, the interest rate won’t matter.
     
  4. Improve your budgeting and saving efforts. There are several good budgeting tools available to consumers for free or a low cost. For example, WalletHub’s free budgeting tools can help you get organized, set up your budget, and analyze your performance. Taking ownership of your budget can help you free up some room for emergency fund contributions and debt payments so you can get out of debt and stay there.
     
  5. Work to improve your credit score. People with higher credit scores tend to pay lower interest rates. For example, the average APR among credit cards for people with fair credit is 27.19%, while the average for people with excellent credit is 18.26%, according to WalletHub’s database of 1,500+ credit card offers. Having good or excellent credit also makes it easier to get credit cards with a 0% introductory APR.
     
  6. Be careful with store financing offers. Store credit cards with 0% APR promotions usually use something called deferred interest. If you don’t pay off the full amount of your purchase by the end of the promotional period, the regular APR applies retroactively to what you bought. That can increase your interest charges by 27.5 times compared to the average credit card, and it can happen overnight.
 

More From WalletHub 
 

Music Minute - Little Coyotes: Songs to Howl and Sing

 Indie folk band Little Coyotes is devoted to creating music for nature-loving kids and their caregivers.  Fronted by vocalist/songwriter Becca Mohler, the band’s debut album, Songs to Howl & Sing, is set for release on October 18, 2024

 


This charming collection, produced by Becca’s Grammy-nominated husband Billy Mohler, offers a blend of nostalgic folk melodies reminiscent of Belle and Sebastian, Donovan, and Simon and Garfunkel. An evocative listening experience, each song is crafted with a nod to folk artists of the ‘60s and ‘70s. With Becca’s warm, heartfelt vocals and Billy’s creative production, Little Coyotes offers an album that is both educational and enchanting, aiming to instill a lifelong love of nature and music in young listeners. 

 

Songs to Howl & Sing holds a special place in my heart, as it reflects my deep love for music, my passion for teaching children, and my desire to evoke the nostalgic essence of childhood,” says Becca Mohler. “My aim is to transport listeners back to that enchanting world, where every moment was infused with a sense of possibility and wonder.”

 

Central to Songs to Howl & Sing is a celebration of the natural world – the beauty of the outdoors, the wonder of wildlife, and the importance of cherishing our planet. Through themes that resonate with children, such as adventure and exploration, Becca hopes to impart valuable lessons about environmental stewardship and instill a sense of reverence for our earth.

 

Becca Mohler’s deep passion for the outdoors and love of classic children’s songs shines through in Songs to Howl & Sing. “Little Adventure” teaches colors by identifying natural elements like green moss and orange poppies, while “National Parks” takes families on a musical road trip through the wonders of America’s natural landscapes. The geometric “Shapes Are Everywhere” has an upbeat, ‘60s, “Mrs. Robinson” feel, while “Little Campfire” is all about cooperation and teamwork.

 

Becca and Billy Mohler own Cal Heights Music in Long Beach, California, a music school known for fostering creativity and musicality in students of all ages. Their popular caregiver-and-me class for children ages 0 - 4, which encourages a love for music and the outdoors from an early age, was an important inspiration for Songs to Howl & Sing

 

Becca, Billy, and their three kids bring a personal and authentic touch to Songs to Howl & Sing. “Serenading my own kids daily and having them for an audience during the creation of this album, was really fun,” says Becca. “From hearing me make quick iPhone voice memos to listening to me strumming the tunes on guitar or ukulele around the house as they played, they were with me every step of the way.” 

 

Songs to Howl & Sing will be available digitally on all major platforms.


ABOUT BECCA MOHLER:

Becca Mohler’s musical journey began at age 12 when she learned to play the guitar. She spent her teenage summers as a camp counselor in her home state of Massachusetts, teaching canoeing on the river and strumming classic camp songs under the trees. This experience deeply influenced her love for the nostalgic feel of those songs and the joy of playing music outdoors.

 

After graduating from The George Washington University with a bachelor’s degree in Fine Arts, Becca remained in DC to work at the legendary 9:30 Club. It was in DC that she landed her first job in the music industry, working for BMG. Becca quickly took on creative roles at the label and was promoted to Head of Alternative Music Marketing for New England.

 

Becca made the move to Los Angeles to start her future with soon-to-be husband, Grammy-nominated composer, producer, and multi-instrumentalist Billy Mohler. Shortly thereafter, Becca and Billy formed a band, The Pop Kids, with Becca on bass guitar. The Pop Kids evolved into War Tapes, which was hand-picked to open for The Smashing Pumpkins. Signed by Sarathan Records, War Tapes toured throughout the U.S., Canada, and the U.K, performing with Tiger Army, WNV Nation, The Bravery, Shiny Toy Guns, Moving Units, Jonathan Richman, Elefant, Longwave, She Wants Revenge, The Unseen, The Growlers, and many others.

 

Becca and Billy Mohler live in Long Beach, California with their three children.