Thrifty Thinking: Cell Phones

Here are some tips for saving money on cell phone plans:

If you talk less than 200 minutes a month, then go prepaid.

If you send more than one text a day, find a texting plan.

Don't pay for cell phone insurance. The cost isn't worth it since there's usually a deductible anyway, and the replacement phone is usually a refurbished old one.

Try these websites to make sure you're on the right-sized bill: BillShrink or FixMyCellBill