Home warranties can be a good movie. According to Investopedia's Home Warranties Article, there are benefits and drawbacks. A warranty can help save the hassle of finding a contractor to perform repairs - yet also lock you into using their contractor. They aren't expensive at all compared to repairing or replacing major appliances and parts of the home, but there may be years where you don't use the warranty. In the case of a new home buyer, "A warranty can also be helpful for someone who has just depleted their savings to buy a home and wants to avoid any additional major expenses."
If you're going to get a home warranty, it's important to weight the value. Choice Home Warranty offers warranties for about $1 a day, and you can get authorized service 24/7. It also received the Consumer Approved and Business Excellence awards presented by RatePoint.
To find out if it would be a smart move for you, use the homewyse Cost to Repair an Appliance calculator. For more information on what's covered, request a free quote, or follow @ChoiceWarranty on Twitter.
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