As the year wraps up, it’s natural to think about your goals — professionally, personally, and financially. Financially speaking, perhaps you built up your emergency fund or finally paid off that credit card bill that’s been haunting you since your college years. Or perhaps you went off course a little when you did a little too much online shopping. If so, you’re not alone!
Whatever the case, you’re ready to head into the new year with some new financial goals. But, before you flip the calendar, there are some things to check off your to-do list.
Leigh Singleton is spokesperson for Monifi, a fee-free mobile bank and app designed to make saving easy and fun, and is sharing their tips to ensure you’re ready for the new year:
- Review your assets. If you have funds sitting in low interest accounts, maybe it’s time to seek options to increase on your return
- Review your debt. If you have outstanding debt, perhaps this year is the right time to make a plan to pay it off
- Review your spending habits. Take a look at services such as cable or monthly subscriptions and cancel anything you are not using
- Conduct an early spring cleaning. Sort through your house for items you no longer use, and either donate for a tax reduction, or sell for extra cash!
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