Parenting Pointers: 5 Ways Identity Monitoring Helps People Avoid Disasters

According to the Bureau of Justice Statistics, around 7 percent of people over the age of 16 are victims of identity theft. Most of the identity theft comes in the form of an unauthorized person using someone’s personal information to open accounts, file taxes, and make purchases. Whether personal information was leaked as a result of a company data breach or was a result of a lost or stolen purse or wallet, it can become a disastrous situation for those who go through it.

“It’s devastating to people to find out that their personal information was used medically, to make credit card purchases, or for someone to access their bank account,” explains Ed Meridian, founder of the Network Advantage Card. “It can become a devastating scenario that leaves most people lost as to how to go about handling the situation. We have helped many people to avoid identity theft problems, and to quickly address them to minimize damage potential.”

According to the Federal Trade Commission, there are some identity theft warning signs that people should be aware of. These include seeing unauthorized withdrawals from bank accounts, charges to credit cards, debt collectors contacting you about debts that are not yours, receiving bills for things you didn’t purchase, and being notified by the IRS that more than one tax return was filed in your name.

With identity theft on the rise, many people are considering identity monitoring, and for good reason. Here are 5 reasons identity monitoring can help people avoid disasters:

1. Having peace of mind knowing that your personal information is being monitored by fraud specialists. If there are any red flags or changes that take place, you are automatically notified. This gives you an immediate jump start on the issue, in case it wasn’t you that made the changes.
2. Monitoring provides people with immediate and personalized attention from a fraud specialist. This way, if there has been a problem, people know immediately what to do, thus reducing the chances of the breach being devastating. When personal information has been compromised, time is of the essence.
3. Having access to proactive tools that answer all of their questions, such as having 2/47 access to a library of resources and tips. People can take matters into their own hands with the information they gain from all of the helpful and carefully selected information.
4. Having the ability to speak with a fraud specialist so that someone is there to answer all of your questions and walk you through what needs to be done. Identity theft can be a stressful situation, so it’s comforting to have someone there to speak with who knows what to do.
5. Knowing that fraud monitoring programs can catch problems before you ever do is a major reason to consider using one. Without fraud monitoring, most people won’t find out until days, weeks, or even months later that their information has been used. In the case of child identity theft, people may not find out for years, until their minor child reaches an age to begin getting credit in their own name.

 “We regularly hear from people who say our program, and especially because of the identity monitoring, is the best $20 they spend all month,” added Meridian. “Identity monitoring is essential in today’s world. The kind of peace of mind it brings is well worth taking advantage of what it has to offer.”

The Network Advantage Card (NAC) is a membership-based card that helps families stay healthy for just $20 per month. As part of the program, members get professional identity monitoring. With different membership levels available to choose from, the plans also provide 24/7 access to calling a doctor, where they can get advice regarding many common conditions, financial and legal advice, along with a host of other personalized services. Those interested in learning more about NAC or becoming a member can learn more online at: https://mynac.com.

About Network Advantage Card
The Network Advantage Card (NAC) is a membership-based card that gives people access to discounts on a variety of health, wellness and financial planning programs. The program has been designed to help people save money and prepare for the future, regardless of what they currently are. For more information about the Network Advantage Card, visit the site at: https://mynac.com. 

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Sources:
Bureau of Justice Statistics. Victims of Identity Theft, 2014. http://www.bjs.gov/index.cfm?ty=pbdetail&iid=5408

Federal Trade Commission. Warning signs of identity theft. https://www.consumer.ftc.gov/articles/0271-warning-signs-identity-theft