Smart Safety: E-Skimming

The Cybersecurity and Infrastructure Security Agency (CISA), the FBI and the United States Secret Service have recently warned about a spike in e-skimming where cybercriminals are inserting malicious code on websites to steal payment card information and personal data. This is affecting both businesses and consumers and is much harder to detect than skimming device hardware.

Adam Levin, Founder of CyberScout says "Unlike ATM skimming, where you may be able to see the hardware, e-skimming takes a virtual approach that is much harder to detect and is less risky for the criminal. Consumers can protect their personal data and finances by enabling two-factor authentication for all connected devices, using long and strong passwords that are unique to the websites and accounts.  Use a credit card instead of debit card when online shopping.  Most credit cards provide zero liability if you do become the victim of fraud—unlike debit cards.  Enable transaction monitoring alerts on all your accounts that can check for fraud related activity in real time."

ADAM LEVIN

Adam K. Levin is a consumer advocate with more than 30 years of experience and is a nationally recognized expert on cybersecurity, privacy, identity theft, fraud, and personal finance. A former Director of the New Jersey Division of Consumer Affairs, Mr. Levin is Chairman and founder of CyberScout and co-founder of Credit.com.  Adam Levin is the author of Amazon Best Selling Book Swiped:  How to Protect Yourself in a World Full of Scammers, Phishers and Identity Thieves.