Monday, November 4, 2024

Money Matters - Average Car Debt

 The car buying experience can best be described as a conundrum and how to finance the car is just one of the many questions to ask when looking to purchase a vehicle. 

Lemon Law Experts conducted 2 analyses using data from The Federal Reserve Bank of New York , The U.S. Census Bureau: American Community Survey & the Bureau of Economic Analysis to determine which states are purchasing more car than they can truly afford.

Key Findings:

  • Louisiana, Florida, and Texas have the highest auto loan balances relative to income.

  • Texas, Florida, and Louisiana hold the largest average loan balances per vehicle.

  • The national average outstanding loan balance per vehicle is $6,671.

  • Texas, California, and Florida account for 31.46% of total U.S. vehicle loan balances, averaging $167 billion each.


Please take a look at the full report 

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