Money Matters - Best Gas Credit Cards

 With gas prices 37% higher than the historical average, and inflation and tariffs still putting pressure on people’s budgets, the personal-finance company WalletHub recently released its editors’ picks for 2025’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment.

Key Findings:

• Tariffs Put the Brakes on Driving: 48% of Americans say tariffs on everyday goods will prevent them from driving as much.
   
• Penniless After the Pump: 69% of Americans feel that gas prices are too high.
   
• Gas Inflation Hits Harder: Nearly 1 in 5 people say that high gas prices are worse than food inflation.
   
• High Demand for Gas Rewards: More than 4 in 5 Americans prefer earning rewards on gas over other travel purchases.
   
• Demand for Gas-Only Cards: Nearly 1 in 3 Americans have a credit card just for gas.
   
• Recipe for Disaster: 64% of people say that the combination of $4 gas, high inflation and tariffs would destroy their finances.
   
• Best Gas Rewards Credit Card: The Citi Custom Cash® Card offers 5% cash back in your top eligible spending category, up to $500 spent each billing cycle (1% back thereafter), and gas is an eligible category. New cardholders can also earn a $200 initial bonus for spending $1,500 in the first 6 months.
   
• Best Gas Station Credit Card: The BP Credit Card is the best gas station credit card, offering a rebate of 15 to 30 cents per gallon at BP with no annual fee.

 
“Consumers are currently facing a lot of obstacles that make it difficult to stick to a reasonable budget, from inflation and tariffs to high gas prices. Prices at the pump are about 37% higher than average, so people are left with a few options. One option is to drive less, and 48% of people are expecting to do that, according to a new WalletHub survey. Another option is to spend less on non-essentials, but that’s a lot easier said than done. Folks can also seek out savings on gas itself, both by shopping around for the cheapest station and by using a credit card with good gas rewards to pay. Nearly 4 in 5 Americans want gas rewards more than rewards for other travel purchases, and you can save $600+ with the right card.”

- John Kiernan, WalletHub Editor



More From WalletHub

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• Best Cash Back Credit Cards
• Best Travel Credit Cards
• Best Credit Card Rates
• Best Credit Cards for Gas and Groceries
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