Friday, April 3, 2015

Parenting Pointers: ATM Skimmers

NextAdvisor.com has a great article about ATM skimmers.
We talk a lot about protecting your identity online, but the offline world poses plenty of dangers as well — especially when it comes to keep your financial information safe. Although many people these days opt to use credit cards or even mobile payment apps to cover their daily costs, most of us need to have cash on hand from time to time. Where do we usually get that cash? ATMs. These machines are a great method of connecting to your bank account from anywhere and getting the cash you need instantly. However, because they are money machines, that makes them prime targets for criminals. While some criminals target the money inside the machine itself, others target the people using the machines. One common form of ATM scam is the theft of your card data and PIN when you use one. How can scammers do this? By using a device known as an ATM skimmer, which can often be so small and unobtrusive, you might not even notice. According to the FBI, skimmers may be responsible for the loss of hundreds of millions of dollars each year. That’s why it's important to know exactly what ATM skimmers are, what they look like and how you can protect yourself from falling victim to an ATM that has been compromised by one.

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