Thrifty Thinking: First Steps in Retirement Planning

Retirement may seem like a lifetime away, but it's never too early to start planning for it.

It's easy to put on the back burner -- rent, clothes and a few nights out can take a chunk of your paycheck. But it's important to have a strategy for your future well-being.

I'm had a chance to interview Retirement Planning expert Richard Rausser about the first steps to planning for retirement.

About Rausser: Richard W. Rausser has over 30 years of experience in the retirement benefits field.  He is Senior Vice President of Client Services at Pentegra Retirement Services , a leading provider of retirement planning services to financial institutions and organizations nationwide, founded by the Federal Home Loan Bank System in 1943.  Rausser oversees consulting, actuarial, BOLI, communications and marketing practice groups at Pentegra.