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Whether you’re thinking about downsizing or looking for a dream home for your family, you may have come across a house that belongs to a community with a homeowners association, also known as an HOA.
An HOA is a group of homeowners who help manage the neighborhood. The board members oversee the community to make sure all neighbors are abiding by the rules in place.
The HOA is not intended to restrict you from living your life, but rather to benefit the entire neighborhood. Your homeowner's association might even host community events to boost morale among other neighbors.
Common HOA Rules
If you’re considering moving to a new home with an HOA, you should be familiar with the community’s rules and guidelines.
Below are some of the most common HOA rules.
Resident behavior: Noise levels, trash disposal, and property maintenance are heavily enforced.
Pet ownership: Restrictions may include the type of breed, size, quantity, and areas in the neighborhood where you can walk your pets.
Home improvement projects: Structural and exterior changes or additions must be approved by the HOA. Some interior improvements might need approval as well.
Vehicles and parking: Restrictions on the number of vehicles, types of vehicles, and where you can park can be expected.
Renting property: There might be restrictions on subletting in certain communities.
Landscaping: Restrictions on curb appeal maintenance and certain plants are in place to keep a cohesive neighborhood.
Moving can be stressful, especially with a baby on board, but Lemonade has put together a helpful guide that will walk you through everything you need to know about HOA rules — including what happens if you violate them.
Check out their post for in-depth guidance on HOA rules, but here’s a quick overview of some projects that require, may require, or don’t require HOA approval:
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