Thursday, July 28, 2022

Home Habits: Less Is More - Moving From Big Cities to Small Towns

 



If you’re in the throes of living in an expensive state like New York or California, you’d be forgiven for envisioning a quieter, more affordable way of life. Small towns in less high-profile states offer tranquility, space, and better manners but a transition isn’t always painless - it’s important to prepare carefully and carry out plenty of research before you make the jump.


Housing


Since the pandemic, the US has seen a suburban housing boom unmatched since the 1950s. Seeking fresh air, pandemic-friendly gardens, and space to raise kids, it’s no wonder that so many Americans have turned to country roads. This is great news for sellers and realtors but it also means that the cost scales between urban and suburban house prices are more even than pre-COVID (although this could again fluctuate).


To ensure you get a good deal with the possibility of appreciation, make sure you do plenty of research into the local housing market, getting to grips with demographics, job growth, local market activity, quality of life rankings, and other variables such as crime and transport. A move from city to country life is no guarantee of value for cost.


Keep in mind that you may need to make plans to buy and sell your house at the same time — which may require you to handle two mortgages. This can require a fair amount of juggling and planning, so make sure you have a solid plan and a great real estate agent in your corner. 


Employment


Perhaps the key reason people move to cities in the first place is for the employment opportunities. With the advent of remote working, the balance has again shifted in favor of rural areas as we begin to explore the possibilities introduced by this change to the work process. This does not, however, mean local economies should be disregarded entirely - look into personal income trends, industry concentrations, employment levels, and other variables to ascertain the region’s employment opportunities.


Many rural movers have even taken the initiative to start their own businesses. Often, in less-populated states, doing so is less expensive or can involve less regulation. Make sure to assemble your roadmap ahead of time - a business plan, for example, can help you to streamline operations from the get-go by defining your business structure, projecting financial incomings/outgoings, and providing market analysis. Beyond its logistical function, your business plan may also come in handy if you want to pitch to investors.


Culture


Another item of high consideration should be the shift in culture you’re likely to experience by moving from one state to another. This is especially pertinent if you’re coming from a highly-populated metropolis like New York and moving to a rural community. Make sure you’re open-minded about this new way of life, its etiquette, laws, and even eating habits. If you’re not self-aware, you may find you’re bringing some of your own city baggage (the kind you don’t pack into a suitcase) to this new locale. 


The best way to quickly learn about and ingratiate yourself into the local community is by attending events, volunteering, and making the effort to converse with your neighbors early on. Try to dispel any stereotypes and go in with an open mind.


Hire Pros for Moving Day


Once you’ve confirmed a move, there is still the issue of actually getting you, your possessions, and any additional people to the new location. Also, make sure you work with a professional and highly rated company to ensure that all your possessions are handled with courtesy and care. Do an online search for “moving companies near me” and begin doing some research into customer reviews and ratings. After selecting a few of the top-rated companies, get in touch and start asking for quotes and more information regarding their services.


Moving properties is never straightforward, but this process can be complicated further if you’re moving from city to country life. So, make sure you plan ahead, do some research, and find a moving company that will make the big day easier. Whilst you’re bound to save more money, you may need to adjust your lifestyle and attitude towards a slower and more polite pace.


For more content designed to help you manage your life and finances, check out the other great articles and resources available on Frugal Focus.


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