Wednesday, January 17, 2024

Money Matters - Most and Least Expensive States for Assisted Living

 new study found Minnesota is the No. 5 least expensive state for assisted living facilities in 2024 with an average monthly cost of $3,472, down from $3,960 in 2021. The national average monthly cost is $4,401.

 

The rising cost of senior living can be attributed to occupancy rates rebounding towards pre-pandemic levels and rising labor costs. Meanwhile, inflation has reduced seniors’ spending power – especially those on fixed incomes -- making it critical to find an affordable facility.

 

Seniorly recently released a study on the Most Expensive States for Assisted Living based on move-in data across the company’s network of 60,000 senior communities from 2023 and the company’s proprietary Pricing Estimator algorithm.

 

The study also looked at how many years a person needs to save to afford one year of assisted living. Minnesota residents will need to save for 12.3 years based on the state’s median income of $82,338the average savings rate of 4.1%and the average cost of assisted living.

 

As an alternative to senior living, home health aides in Minnesota cost an average of $7,333 per month.

 


Five Most Expensive Places

1)      New Hampshire: $8,248 per month

2)      District of Columbia: $6,835

3)      Delaware: $6,101

4)      Hawaii: $5,924

5)      Wyoming: $5,894

 

Five Most Affordable States

1)      Louisiana: $2,946 per month

2)      Georgia: $3,318

3)      South Dakota: $3,378

4)      Iowa: $3,420

5)      Minnesota: $3,472

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