Money Matters - Credit Card Fees Survey

 Credit card processing fees are increasingly common, and 87% of people think they are being nickel-and-dimed when they are asked to pay one, according to WalletHub’s 2025 Credit Card Processing Fees Survey, released today.

Key Findings

• Consumers Aren't Pleased: 87% of people think they are being nickel-and-dimed when they are asked to pay an extra fee for credit card payment processing.
   
• Credit Card Fees Are Everywhere: More than 4 in 5 Americans have been charged a fee for paying with a credit card.
   
• Processing Fee Boycott: 2 in 3 Americans say they would not use their credit card if they were charged a fee for doing so.
   
• Unfair Merchant Tactic: More than 3 in 5 people believe it’s unfair for merchants to pass their payment processing fees on to their customers.
  
   

“Prices are high enough as is without businesses tacking on fees for what seems like a standard cost associated with running a retail operation, yet more than 4 in 5 people have been charged a credit card processing fee by a merchant, according to a new WalletHub survey. The pressure that consumers’ finances have been under due to inflation, high debt levels, and tariffs help explain why 87% of people feel like they are being nickel-and-dimed by processing fees and more than 3 in 5 people say it’s unfair for merchants to pass these fees on to their customers.”

- John Kiernan, WalletHub Editor

 
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