Enriching Education - Financial Literacy in Kids

I had a chance to interview finance coach and entrepreneur April Taylor about her journey from single motherhood to raising a six- and seven-figure business owner—and how she’s helping families do the same.

• Can you share a little bit about the challenges of being an entrepreneur while being a single mom? Being a single mom and an entrepreneur often feels like juggling two full-time roles with no off switch and no days off. There were many seasons when I was managing business tasks with one hand and handling mom duties with the other. I knew building my business was essential to creating the lifestyle I wanted for my children. I had to balance my ambition with their needs. Through the challenges, my children remained my “why.” I was very aware that I needed to display grit, consistency, strength, and purpose, giving them a front-row seat to what entrepreneurship looks like.
• Why is it so important for families to encourage financial literacy from an early age? Money habits and the mindset about money are formed early, long before children make their first dollar. If we wait until adulthood to teach financial skills, kids are behind and have missed valuable stepping stones toward them becoming financially empowered. Teaching kids about money early helps them grow up confident, prepared, and less likely to make costly financial mistakes. It’s about giving them tools, confidence, and the foundation to be informed and financially independent.
• How does the Jr. Moguls program work to encourage financial literacy? Jr. Moguls makes financial literacy fun, relatable, progressive, and engaging. Through relevant topics, interactive exercises, and dynamic content, kids learn about saving, creating streams of income through entrepreneurship, and using financial tools in a way that resonates with kids ages 6-16. We meet them where they are, at their level, and weave money lessons into leadership, mindset, creativity, and real-world thinking. Jr. Moguls is not piggy bank training- it’s CEO preparation.

• Besides financial literacy skills, how can parents encourage other leadership skills like confidence and creativity? Leadership starts at home. Parents are the first coaches to teach creativity, mindset, and perseverance. Encourage your kids to dream big, speak up, problem-solve, and make decisions, even when the road gets bumpy. Celebrate their efforts over perfection. Give children the space to explore their creativity through conversations, art, building projects, or even starting a business. And most importantly, let them see you be bold, confident, and resilient even when things get tough. Your example becomes their blueprint for what’s possible in their own lives. 
  

April is a licensed financial coach in over 20 states with a Master’s in Human Services and raised two children into seven-figure business owners—all as a single mom. She’s the creator of Jr. Moguls, a program that teaches kids ages 6 to 16 how to build businesses, manage money, and lead with purpose.