As summer heats up, pools become the highlight of family fun and relaxation. However, along with the joy of pool ownership comes the essential responsibility of ensuring safety and liability protection. Mitchel Ashley, a personal injury attorney at The Ashley Law Firm, believes that being informed can help you enjoy a worry-free season.
Here are some critical tips to keep in mind as you dive into your summer swimming activities with family and friends:
Understanding Liability Risks
Pool owners can be held responsible for injuries or accidents on their property — even for uninvited guests under the "attractive nuisance doctrine." Risks like unsecured pools or lack of supervision can lead to serious consequences.
Safety Measures to Protect Everyone
Here are a few proactive steps to enhance pool safety:
- Install self-closing, self-latching gates or fences that meet local regulations.
- Supervise swimming activities, especially with children around.
- Set and enforce pool rules, such as no diving in shallow water.
- Keep essential emergency equipment, like life rings and reaching poles, nearby.
Insurance Coverage Considerations
Review your homeowners insurance to confirm:
- Coverage for swimming pool liability and its limits.
- Whether you might benefit from an umbrella policy for added protection.
- How injuries to guests are covered, including potential exclusions.
Seasonal Pool Maintenance Tips
Regular maintenance can prevent both hazards and liability concerns. Ensure:
- Proper cleaning and chemical balancing to avoid waterborne illnesses.
- Inspections for hazards like loose tiles or malfunctioning equipment.
- Compliance with local safety codes.
Remember, even inflatable or above-ground pools come with risks. If you plan to host pool parties, consider additional precautions such as hiring a lifeguard or appointing a designated "water watcher."
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